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Denise R. Bayer, LUTCF
Founder | Financial Services Professional
Denise Bayer is the founder of Bayer Financial LLC and brings more than 22 years of experience in the financial services industry. Over the course of her career, she has consistently excelled at New York Life, earning recognition for her dedication to client service and professional excellence.
Denise specializes in retirement income planning, investment strategies, and insurance solutions, helping individuals, families, and business owners make informed and confident financial decisions. She is passionate about simplifying complex financial concepts and creating personalized strategies tailored to each client’s unique goals.
Her practice is built on trust, lasting relationships, and a commitment to helping clients achieve long-term financial security.
Outside of work, Denise enjoys traveling, landscape photography, playing a variety of musical instruments with local artists, spending time with family, and hosting dinner parties for friends.
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Articles
A guide to your first tax season as a small business owner
Congrats! You’ve made it to your first tax season as a small business owner. But before you can celebrate this milestone, you have to be sure to file your taxes properly. While this can seem daunting, especially the first time around, we’ve put together a general guide to help you get started.
How to protect your small business from a lawsuit
Lawsuits are a reality that many people face today. You can be sued for almost anything, so what steps can you take as a small-business owner to protect yourself—and ideally avoid a lawsuit before it even happens?
4 ways to cut your tax bill in retirement
Retiring this year? One of the biggest changes you may face in retirement comes on your annual tax return—here’s how you can make sure you take advantage of these 4 tips for cutting your tax bill in retirement.
Having control over your day-to-day finances
Money is personal, and emotional, but it doesn’t have to be scary. Understanding how your day-to-day finances and your emotions are connected can help you take more control of your financial situation.